**Lender credit of up to $5000 for closing costs (subject to approval and final loan amount and type)!!! Welcome to 209 Cathay Road, a charming one-story home in Wilmington’s Monterey Heights neighborhood. Offering 3 bedrooms and 1.5 bathrooms, this home includes a flexible rear bonus space with new flooring that is perfect for a home office, second living area, or playroom. This additional room is not included in the home’s heated square footage. The kitchen features a newer refrigerator and stove, while the fully fenced backyard offers plenty of room to relax, entertain, or let pets play. Two sheds provide additional versatility, including one screened-in space that creates a peaceful outdoor hangout for game days, movie nights, or quiet evenings at home. With no HOA, no city taxes, and a location outside the designated flood zone, this property offers added flexibility and convenience. A pre-listing inspection has already been completed and is available for review, providing buyers with helpful information upfront. Monterey Heights Park is nearby, while Carolina Beach, shopping, dining, and everyday essentials are all just a short drive away. Come see everything this inviting Wilmington home has to offer!