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1023 1st, Surf City, NC :
Property Description

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation.

Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house–perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic:

2026 Improvements
Wall removed between kitchen and living room to create a true open-concept layout

Popcorn ceilings removed throughout

Shiplap ceiling with center beam and recessed lighting added in living room and kitchen

Kitchen upgrades:

Large island seating six, designed for cooking, gathering, and entertaining

New 6-burner gas range with convection and air-fry oven

Over-range microwave removed and replaced with a powerful exterior-vented hood

New microwave installed in the island

Granite countertops

All-new soft-close cabinets, drawers, and pantry storage

Pantry cabinets include pull-out shelves with power outlets

Dedicated spice cabinet

Tiled backsplash

Primary bathroom upgrades:

New soft-close vanity with quartz top

Tub removed and replaced with a custom tiled shower with glass door

New lighting, fixtures, and mirrors

Pocket door from laundry room removed and closed in

Guest bathroom upgrades:

New soft-close vanity with quartz top

New lighting, fixtures, and mirrors

New ceiling fans in primary bedroom and living room

Beadboard chair rail replaced with a clean, modern finish

Premium LVP flooring installed throughout, replacing carpet and older LVP

All light switches and plates replaced with matching white finishes

Fresh Sherwin-Williams paint throughout

Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind.

Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets.

The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic–even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment.

This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don’t miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation.

Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation.

Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

Property Info
Property Type: Residential
MLS Number: 100584283
Lot Size:
- 6
- 534 Acres
Waterview: Yes
Home Style/Type:
- Vinyl Siding
- Wood Frame
Year Built: 1992
Property Sub Type: Single family residence
Price: $1,100,000
Bedrooms: 3
Bathrooms: 3
Half Baths: 1
Status: Active
Location Details
Community: Old Settlers Beach
Road Frontage:
- Maintained
- City Street
- State Road
- Paved
Community Amenities: None
- Waterfront Community
County: Onslow
City: Surf City
Postal Code: 28445
Water Features:
- Boat Lift
- Water Depth 4+
- Canal Front
- Deeded Waterfront
Property Features
Roof: Metal
Fence:
- Chain Link
- Partial
- Back Yard
- Front Yard
Heating:
- Heat Pump
- Propane
Interior Features:
- Walk-in Closet(s)
- High Ceilings
- Whole-Home Generat
Exterior Features:
- Shutters - Board/Hurricane
- Outdoor Shower
- Irrigati
Cooling System:
- Ceiling Fan(s)
- Central Air
- Heat Pump
Porch/Deck:
- Covered
- Deck
- Porch
- Screened
- Patio
- Enclosed
- Wrap Around
- Rear Porch
Attic:
- Floored
- Floored - Partial
- Pull-Down Stairs
Appliances:
- Gas Oven
- Built-In Microwave
- Washer
- Refrigerator
- Ic
Floors:
- LVT/LVP
- Carpet
Water/Sewer:
- Municipal Sewer
- Surf City
MLS Addon
Office Name: REAL Broker LLC
Agent Name: Sean D McDonnell
1023 1st, Surf City, NC
$1,100,000
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