This home qualifies for the Mortgage Access Program which offers up to 103% financing, no PMI, and a 30-year fixed-rate mortgage, helping make homeownership more accessible! New floors in living and dining room in September 2026 and fresh new paint in these areas too! If you like trees and nature this is the home and neighborhood for you! Awesome one level townhome located in Birch Creek which is very convenient to everything Wilmington has to offer! Open living room/dining room combination, nice kitchen, 2 bedrooms (one very large), 2 updated bathrooms, one car garage. Private courtyard off the living room and a nice fenced in back yard with a very old and beautiful oak tree! Refrigerator and washer remain. Owner is aware of new carpet being needed and possible painting and will take this into consideration. Dues include master insurance, exterior maintenance, yard maintenance (except back yard), community pool, trash, cable, internet, termite bond, water and sewer. A $150 monthly assessment is currently in place for some updates needed in the neighborhood and each homeowner pays a pro-rated amount for their water usage that is billed separately. Birch Creek II is a different HOA than Birch Creek and managed by 2 different companies.